Jewellery insurance
Why do I need insurance for my jewellery?
Jewellery insurance allows you to wear your jewellery with peace of mind. Many things can happen when you are away from home: a gemstone can come loose from its setting, you might drop your ring when taking off your glove, be subjected to a pickpocket, or in the worst case, a robbery. With our Jewellery insurance, you can wear your jewellery with joy.
When you insure your jewellery with Brookfield, you avoid unpleasant surprises in the event of a loss. For example, if you purchased a
diamond ring for SEK 150,000 many years ago and it is now valued at SEK 500,000, your compensation will be calculated on that basis—if that is what we have agreed together. We apply our agreed value model in order to make these agreements in advance.
What does the insurance cover?
Jewelry insurance provides comprehensive protection that covers the total value of your jewelry in case of damage or loss, both inside and outside your home. This includes theft, robbery, and burglary in the home, as well as accidental damage and other aesthetic damages from sudden and unforeseen events.
Compensation also takes into account items whose value derives from being part of a pair or set, e.g., if you were to lose a diamond earring or a necklace.
Why choose Brookfield?
We offer far more comprehensive protection than a standard home insurance policy. In addition to burglary and fire, we assist you if you lose a piece of jewellery, if you fall victim to a pickpocket, or if you are robbed. We insure your jewellery for what it is truly worth. This may seem self-evident, but far too many people only realise that this is not the case once a loss has occurred.
With us, you do not need to negotiate the jewellery’s value afterwards, as we specify the value when we design an insurance solution for you. Unlike standard home insurance providers, we take into account that jewellery prices generally increase, and therefore we index the insured amounts each year so that your values do not fall behind entirely if you happen to miss increasing them.
As there is no excess, you do not have to pay a penny if a loss occurs.
For those who have their home insurance with Brookfield, your watches and jewellery are protected worldwide and in your safe—even if you happen to forget to close a window or lock the front door. If needed, we can also put you in touch with a valuer or jeweller who can help you assess, list, and document your jewellery.
Insurance in brief
- No deductible
- All-risk coverage
- No age depreciation on new jewellery where you are the first owner
- Compensation for depreciation due to damage
- Compensation considering items that derive value from being part of a pair or set
You must be at least 25 years old to subscribe to Brookfield’s jewelry insurance.