{"id":2131,"date":"2025-11-18T12:06:38","date_gmt":"2025-11-18T11:06:38","guid":{"rendered":"https:\/\/brookfieldse.hemsida.eu\/how-do-you-insure-an-architect-designed-home\/"},"modified":"2026-04-10T12:46:26","modified_gmt":"2026-04-10T10:46:26","slug":"how-do-you-insure-an-architect-designed-home","status":"publish","type":"post","link":"https:\/\/brookfieldse.hemsida.eu\/en\/how-do-you-insure-an-architect-designed-home\/","title":{"rendered":"How do you insure an architect-designed home?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2131\" class=\"elementor elementor-2131 elementor-1830\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-066829b pad-tb-l pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"066829b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a715cf5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a715cf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">How do you insure an architect-designed home?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07201f4 elementor-widget__width-initial bkgr-blur elementor-widget elementor-widget-text-editor\" data-id=\"07201f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAn architect-designed home is tailored to the family\u2019s needs and the conditions of the plot. Find out how it is covered under your home insurance.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18c4daf pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"18c4daf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4de0a7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c4de0a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Building cover<\/h2>\n\n<p>You may be familiar with the term full value in your current home insurance. In most traditional home insurance policies, full value is not stated as an amount; it means that, in the event of a loss, your building is reinstated using modern materials and efficient methods.<\/p>\n\n<p>This means you may have to compromise and make do with less premium materials when reinstating the building. With us at Brookfield, you can insure buildings for an actual amount and on terms that allow buildings to be reinstated in the same style and to the same high quality.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3337329 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"3337329\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb02d1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6fb02d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>What does it mean to be underinsured?<\/h2>\n\n<p>Underinsurance means that your sum insured is significantly lower than the actual value of your property. If you are underinsured and suffer a loss, your compensation may be reduced. This is done by reducing the compensation in proportion to the underinsurance. Therefore, it is important to avoid underinsurance by ensuring you have adequate sums insured and then choosing an insurance policy that does not apply an underinsurance clause.<\/p>\n\n<p>Compensation in the event of underinsurance is calculated as follows: \n(sum insured \/ actual value) \u00d7 loss = compensation paid, minus any excess.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b95972 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"8b95972\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a3fb51 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1a3fb51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Review your insurance<\/h2>\n\n<p>When we meet our clients for the first time, we often find that they are overinsured for minor risks and underinsured for major ones, and that the cover for the home does not reflect its true value.<\/p>\n\n<p>We have insured Sweden\u2019s most exclusive homes since 2010, based on the English concept of \u201cHigh net worth insurance\u201d: an insurance model designed to protect valuable homes and items. You are welcome to <a href=\"https:\/\/brookfield.se\/kontakt\/\">contact us<\/a> if you would like to know more.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39e8f0fc pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"39e8f0fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28ef5e4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"28ef5e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Would you like insurance recommendations?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-569ad8f3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"569ad8f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLeave your contact details and we will get in touch.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-125b6b19 elementor-button-align-start elementor-widget elementor-widget-global elementor-global-768 elementor-widget-form\" data-id=\"125b6b19\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2131\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"125b6b19\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNamn\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_199b0df elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_199b0df\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTelefon\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_199b0df]\" id=\"form-field-field_199b0df\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEpost\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tF\u00f6rem\u00e5l att f\u00f6rs\u00e4kra\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Skicka meddelande<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>An architect-designed home is tailored to the family\u2019s needs and the conditions of the plot. Find out how it is covered under your home insurance.<\/p>\n","protected":false},"author":1,"featured_media":2132,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"slim_seo":{"title":"How do you insure an architect-designed home? - dev Brookfield","description":"An architect-designed home is tailored to the family\u2019s needs and the conditions of the plot. Find out how it is covered under your home insurance."},"footnotes":""},"categories":[42],"tags":[],"class_list":["post-2131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home"],"acf":[],"_links":{"self":[{"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/posts\/2131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/comments?post=2131"}],"version-history":[{"count":1,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/posts\/2131\/revisions"}],"predecessor-version":[{"id":2134,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/posts\/2131\/revisions\/2134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/media\/2132"}],"wp:attachment":[{"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/media?parent=2131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/categories?post=2131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brookfieldse.hemsida.eu\/en\/wp-json\/wp\/v2\/tags?post=2131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}