{"id":2310,"date":"2026-04-13T10:01:39","date_gmt":"2026-04-13T08:01:39","guid":{"rendered":"https:\/\/brookfieldse.hemsida.eu\/insurances\/musikinstrumenter\/"},"modified":"2026-05-21T14:46:00","modified_gmt":"2026-05-21T12:46:00","slug":"instrumentforsikring","status":"publish","type":"insurances","link":"https:\/\/brookfieldse.hemsida.eu\/da\/insurances\/instrumentforsikring\/","title":{"rendered":"Instrumentforsikring"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2310\" class=\"elementor elementor-2310 elementor-2260\" data-elementor-post-type=\"insurances\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dac0003 pad-tb-l pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"7dac0003\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bf57eec elementor-widget elementor-widget-heading\" data-id=\"7bf57eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Instrumentforsikring<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55a6e93c elementor-widget__width-initial elementor-widget-mobile__width-inherit bkgr-blur elementor-widget elementor-widget-text-editor\" data-id=\"55a6e93c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tVores forsikring d\u00e6kker instrumenter og udstyr optimalt, uanset hvor de befinder sig: p\u00e5 turn\u00e9, i studiet, derhjemme \u2013 i hele verden.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3dbb6204 elementor-mobile-align-justify elementor-widget-mobile__width-inherit button-accent elementor-widget elementor-widget-button\" data-id=\"3dbb6204\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontakt os for en instrument\u00adforsikring<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61b49b26 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"61b49b26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a528fdb elementor-widget elementor-widget-heading\" data-id=\"4a528fdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hvorfor b\u00f8r jeg forsikre mit instrument?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af3fd69 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6af3fd69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vores erfaring er, at instrumenter er udsat for mange forskellige skader.<\/p><ul><li>prim\u00e6rt uheld: fx halsen p\u00e5 guitar eller kontrabas kn\u00e6kker i forbindelse med et uheld<\/li><li>tyveri fra bil eller studie<\/li><li>transportskade<\/li><li>brand<\/li><\/ul><p>Derfor, hvis du \u00f8nsker at v\u00e6re i stand til at reparere eller k\u00f8be et tilsvarende instrument i tilf\u00e6lde af skade, b\u00f8r du tegne en instrumentforsikring.<\/p><p>\u00a0<\/p><p>Det samme g\u00e6lder, hvis du \u00f8nsker at f\u00e5 erstatning for v\u00e6rdiforringelse som f\u00f8lge af skader p\u00e5 dit instrument.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72906880 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"72906880\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa3ebef elementor-widget elementor-widget-heading\" data-id=\"7fa3ebef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hvilke instrumenter kan jeg forsikre?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50026edc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"50026edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hos Brookfield kan du forsikre de fleste instrumenter s\u00e5vel som deres tilbeh\u00f8r. Vi har erfaring med at forsikre alt fra dyrebare klassiske instrumenter til mere moderne akustiske og elektroniske musikinstrumenter, herunder kasser og tilh\u00f8rende udstyr. Hvis du spiller i et symfoniorkester, kan du forsikre din violin, cello, obo, fl\u00f8jte, klarinet, fagot, messingbl\u00e6ser, trompet, basun, tuba, harpe eller slagt\u00f8j hos Brookfield. <br \/>Forsikringen henvender sig b\u00e5de til professionelle, amat\u00f8rer og samlere.<\/p><p>\u00a0<\/p><p>Derfor kan du henvende dig til os, uanset om du ejer et sj\u00e6ldent instrument eller en spritny Fender guitar.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e8a4936 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"1e8a4936\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf0bb37 elementor-widget elementor-widget-heading\" data-id=\"3bf0bb37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hvem kan tegne instrumentforsikring?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23aec69 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"23aec69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Orkestre<\/li><li>Bands<\/li><li>Professionelle <\/li><li>Amat\u00f8rer<\/li><li>Samlere<\/li><li>Foreninger<\/li><li>Musikskoler<\/li><li>for dit barn som l\u00e5ner et instrument<\/li><\/ul><p>\u00a0<\/p><p>Du kan tegne instrumentforsikring i din virksomhed eller privat.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4532cec9 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"4532cec9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a9a31be elementor-widget elementor-widget-heading\" data-id=\"7a9a31be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hvilke skader d\u00e6kker forsikringen?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78eb3789 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"78eb3789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Brookfields instrumentforsikring d\u00e6kker alle omst\u00e6ndigheder, der f\u00f8rer til en skade eller tab p\u00e5 de forsikrede ejendele, medmindre det st\u00e5r specifikt af lige netop denne omst\u00e6ndighed ikke er d\u00e6kket.<\/p><p>\u00a0<\/p><p>Det betyder, at forsikringen d\u00e6kker langt de fleste skader, som sker p\u00e5 instrumenter og udstyr.<\/p><p>\u00a0<\/p><p>Fx uheld mens du spiller, tyveri fra scenen, transportskader, kortslutning, brand, vandskader, mv. <br \/>Typiske undtagelser ville v\u00e6re:<\/p><p>\u00a0<\/p><ul><li>Slitage<\/li><li>Transportskade hvis instrumentet ikke er pakket forsvarligt (fx hvis dit instrument rykker rundt i bagagerummet eller ikke ligger i et egnet flightcase)<\/li><li>Tyveri fra ul\u00e5st k\u00f8ret\u00f8j<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c34e6f8 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"c34e6f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-257705f elementor-widget elementor-widget-heading\" data-id=\"257705f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e6kker forsikringen i hele verden?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36d12f2e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"36d12f2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ja.<\/p><p>\u00a0<\/p><p>Dvs. at forsikringen d\u00e6kker<br \/><br \/><\/p><ul><li>under turn\u00e9<\/li><li>i studiet<\/li><li>under transport (i bil, forsendelse eller fly)<br \/>derhjemme<\/li><li>hvis du l\u00e5ner dit instrument ud kortvarigt<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c879b3f pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"c879b3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3567cc elementor-widget elementor-widget-heading\" data-id=\"e3567cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hvordan bliver min skade erstattet?<span style=\"color: inherit\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50868a6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"50868a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dine genstande bliver erstattet p\u00e5 forskellige m\u00e5der, afh\u00e6ngig af hvad det drejer sig om<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e97e5e6 elementor-widget elementor-widget-n-accordion\" data-id=\"e97e5e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2440\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2440\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Musikinstrumenter <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2440\" class=\"elementor-element elementor-element-c0a6339 e-con-full e-flex e-con e-child\" data-id=\"c0a6339\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ecfd38 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2ecfd38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Her g\u00e6lder den v\u00e6rdi, som st\u00e5r p\u00e5 din instrumentliste. Hvis du fx har noteret en guitar til 20.000 kr. og den bliver stj\u00e5let, f\u00e5r du 20.000 kr..<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2441\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2441\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Musikudstyr <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2441\" class=\"elementor-element elementor-element-b17cadb e-con-full e-flex e-con e-child\" data-id=\"b17cadb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e8ff2b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5e8ff2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Her g\u00e6lder den dagsv\u00e6rdi, dit udstyr har p\u00e5 skadestidspunktet. Med dagsv\u00e6rdi forst\u00e5s genanskaffelsesprisen med fradrag for v\u00e6rdiforringelse ved alder, brug, nedsat anvendelighed eller andre omst\u00e6ndigheder. Forsikringssummen p\u00e5 dit udstyr er derfor kun vejledende. Hver genstands genanskaffeslespris bliver vurderet individuelt ved en skadessituation.<\/p><p>Hvis du fx har noteret et mixers\u00e6t til 10.000 kr. og den bliver stj\u00e5let, og det viser sig at den er 15 \u00e5r gammel og ikke fungerede optimalt, f\u00e5r du hvad genstanden ville koste denne samme brugte tilstand. Hvis samme genstand er 5 \u00e5r gammel og i fin stand, bliver erstatningen v\u00e6sentlig t\u00e6ttere p\u00e5 nyprisen.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2442\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2442\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> B\u00e6rbart elektronisk udstyr <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2442\" class=\"elementor-element elementor-element-3a9c9fe e-con-full e-flex e-con e-child\" data-id=\"3a9c9fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6370979 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6370979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Her g\u00e6lder den dagsv\u00e6rdi, dit b\u00e6rbare elektroniske udstyr har p\u00e5 skadestidspunktet. Fordi b\u00e6rbart elektronik hurtigt taber v\u00e6rdi benytter vi os af en tabel for at regne v\u00e6rdien ud. Fx har du en iPhone som du k\u00f8bte for over to \u00e5r siden, som er totalskadet, f\u00e5r du 35% af dens nuv\u00e6rende nyv\u00e6rdi erstattet.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2443\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2443\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Lejeomkostninger i tilf\u00e6lde af skader p\u00e5 musikinstrumenter <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2443\" class=\"elementor-element elementor-element-0dc1216 e-con-full e-flex e-con e-child\" data-id=\"0dc1216\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dfbb5a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4dfbb5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vi betaler ogs\u00e5 for rimelige og n\u00f8dvendige omkostninger til at leje et lignende musikinstrument i den periode, hvor det beskadigede instrument befinder sig under reparation. Det maksimale bel\u00f8b, vi betaler for udlejningen, er begr\u00e6nset til 20 % af det beskadigede musikinstruments v\u00e6rdi.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2444\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2444\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Rejseudgifter i tilf\u00e6lde af skader p\u00e5 musikinstrumenter <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2444\" class=\"elementor-element elementor-element-7ee174e e-con-full e-flex e-con e-child\" data-id=\"7ee174e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa21a6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3fa21a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hvis der opst\u00e5r et d\u00e6kningsberettiget fysisk tab eller fysisk skade p\u00e5 dit musikinstrument, betaler vi ogs\u00e5 for rimelige og n\u00f8dvendige omkostninger for din rejse og din midlertidig overnatning og forplejning i Europa for at kunne aflevere og afhente musikinstrumentet fra den reparat\u00f8r, som du og vi har aftalt at bruge.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2445\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2445\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Erstatning, hvis dit instrument falder i v\u00e6rdi <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2445\" class=\"elementor-element elementor-element-c8fb57f e-con-full e-flex e-con e-child\" data-id=\"c8fb57f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4e136 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4b4e136\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Uanset om dit instrument har f\u00e5et en \u00e6stetisk skade eller noget mere alvorligt, vil du sikkert gerne indlevere det til reparation. Dette kan p\u00e5virke v\u00e6rdien negativt og dermed resultere i et \u00f8konomisk tab. Hvis dit instrument er v\u00e6rdifuldt, er det en konsekvens, der vil p\u00e5virke dig den dag, du v\u00e6lger at s\u00e6lge dit instrument. I det tilf\u00e6lde, at dit instrument har tabt v\u00e6rdi ifm. med en skade, vil Brookfields instrumentforsikring erstatte dig for v\u00e6rdiforringelsen op til forsikringssummen. Dette giver dig mulighed for at s\u00e6lge dit reparerede instrument og bruge de penge, du har modtaget for v\u00e6rdiforringelsen, til at k\u00f8be et helt nyt, hvis du \u00f8nsker det. Men hvad du g\u00f8r med din erstatning for v\u00e6rdiforringelsen, er naturligvis op til dig!<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ebfc68a pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"ebfc68a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8a3b2d elementor-widget elementor-widget-heading\" data-id=\"e8a3b2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Brookfields instrumentforsikring i korthed<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e951abc elementor-widget__width-initial checklist-container elementor-widget elementor-widget-text-editor\" data-id=\"e951abc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>All risk-d\u00e6kning<\/li><li>D\u00e6kker overalt i verden: under koncert, p\u00e5 farten, derhjemme\u2026<\/li><li>Omfatter leje af erstatningsinstrument<\/li><li>Du v\u00e6lger selv, hvor dit instrument skal repareres<\/li><li>Konkurrencedygtige pr\u00e6mier<\/li><li>Aftalt v\u00e6rdi<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97783e1 pad-tb-m pad-5 e-flex e-con-boxed e-con e-parent\" data-id=\"97783e1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67a2897 elementor-widget elementor-widget-heading\" data-id=\"67a2897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00e5 et tilbud<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-369212d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"369212d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hvis du er medlem af en af de organisationer\/foreninger som vi samarbejder med (ORA, Autor, DMpF, DPA), udg\u00f8r pr\u00e6mieraten 1,5% af v\u00e6rdien\/summen for Musikinstrumenter og Musik- og diverse udstyr og 5% af b\u00e6rbart elektronisk udstyr.<\/p><p>For ikke-medlemmer er pr\u00e6mien 1,7% af v\u00e6rdien v\u00e6rdien\/summen for Musikinstrumenter og Musik- og diverse udstyr og 6,5% ved b\u00e6rbart elektronisk udstyr.<\/p><p>For Strygeinstrumenter er pr\u00e6mieraten dog mellem 0,5% og 1,1%, alt afh\u00e6ngig af instrumentet og dets v\u00e6rdi (jo h\u00f8jere v\u00e6rdi, desto billigere).<\/p><p>Derudover opkr\u00e6ver vi 250 kr. per forsikring om \u00e5ret for at administere din forsikring.<\/p><p>Her finder du det relevante sp\u00f8rgeskema for dig:<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef4513c e-con-full e-flex e-con e-child\" data-id=\"ef4513c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a16bbb9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a16bbb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>1) Hvis du er medlem af en musiker forening, som vi arbejder med:<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2d414e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b2d414e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/autor\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Autor medlemmer \u2013 f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/mm\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">MM medlemmer \u2013 f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/ora\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ORA medlemmer \u2013 f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/autor\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">DPA medlemmer \u2013 f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62fbb53 e-con-full e-flex e-con e-child\" data-id=\"62fbb53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f76e0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a5f76e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>2) Hvis du kun ejer strygeinstrumenter (ikke kontrabas):<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1270637 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1270637\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/spoergeskema-klassiske-og-akustiske-musikinstrumenter\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b8dd8e e-con-full e-flex e-con e-child\" data-id=\"3b8dd8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3991569 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3991569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>3) For alle andre musikere:<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba0b17 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9ba0b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/brookfieldse.hemsida.eu\/da\/spoergeskema-klassiske-og-akustiske-musikinstrumenter-og-for-ikke-medlemmer\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">f\u00e5 et tilbud her<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Instrumentforsikring Vores forsikring d\u00e6kker instrumenter og udstyr optimalt, uanset hvor de befinder sig: p\u00e5 turn\u00e9, i studiet, derhjemme \u2013 i hele verden. Kontakt os for en instrument\u00adforsikring Hvorfor b\u00f8r jeg forsikre mit instrument? Vores erfaring er, at instrumenter er udsat for mange forskellige skader. prim\u00e6rt uheld: fx halsen p\u00e5 guitar eller kontrabas kn\u00e6kker i forbindelse [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"slim_seo":{"title":"Instrumentforsikring med den rette d\u00e6kning | Brookfield","description":"Vores instrumentforsikring d\u00e6kker de skader, som De som professionel eller privat musiker kan risikere at blive udsat for, b\u00e5de skader og et totalt tab."}},"class_list":["post-2310","insurances","type-insurances","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/insurances\/2310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/insurances"}],"about":[{"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/types\/insurances"}],"version-history":[{"count":20,"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/insurances\/2310\/revisions"}],"predecessor-version":[{"id":2824,"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/insurances\/2310\/revisions\/2824"}],"wp:attachment":[{"href":"https:\/\/brookfieldse.hemsida.eu\/da\/wp-json\/wp\/v2\/media?parent=2310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}